We should all know that cutting your daily or weekly Starbucks isn't going to make you rich overnight. But why pay for it when you can get it for free? Even if you get a $5 coffee, 5 days a week, cutting Starbucks will only save you about $1,300 a year. BUT the latte factor kicks in that if you use that $1,300 to pay off debt, put in savings, or invest it. That $1,300 can compound to SO much more!
