Through the years we’ve learned a lot of money saving tips, ideas and motivation from Suze Orman and Dave Ramsey. They’ve taught us their frugal ways of being on a budget, learning how to get out of debt and pay off student loans, and how to take the steps that will help us have financial freedom to fulfill our dreams. I’m learning that paying with cash does make us spend differently and can literally be life changing not only for single moms and families but for college students, singles and ev